Restructuring & Bankruptcy

At a Glance

Type of work | Transactional + litigation

Who you advise | Distressed companies, creditors, equity holders, ad hoc creditor groups

Pace | Can be extremely intense — especially in Chapter 11 cases with liquidity crises

Law school relevance | Bankruptcy, Secured Transactions, Corporations, Contracts

What Is It?

Restructuring and bankruptcy law deals with companies in financial distress. Lawyers in this area help businesses reorganize their obligations, negotiate with creditors, or — in some cases — liquidate. The practice combines elements of M&A, finance, and litigation, and involves both in-court proceedings (Chapter 11 bankruptcy) and out-of-court restructurings. It is one of the most intellectually diverse practice areas in corporate law.

What Will You Actually Do?

  • Advise companies, creditors, or investors in distressed situations
  • Negotiate restructuring agreements and debt-for-equity swaps
  • Represent clients in Chapter 11 bankruptcy proceedings
  • Advise on distressed M&A — the purchase of assets out of bankruptcy
  • Help manage complex financial and operational turnarounds

As a Junior Lawyer, Expect To…

  • Draft and negotiate restructuring support agreements, plan term sheets, and intercreditor arrangements
  • Review credit agreements and bond indentures to map out a distressed company’s debt structure
  • Assist on distressed asset sales and Section 363 transactions
  • Model and track creditor recoveries under different restructuring scenarios

This Might Be a Good Fit If You…

  • Are interested in both litigation and transactional work
  • Want to understand the full financial architecture of businesses
  • Thrive under pressure and in fast-moving situations
  • Enjoy complex problem-solving at the intersection of law and finance

Key Terms to Know

  • Chapter 11: The U.S. bankruptcy process that allows a company to reorganize its debts while continuing to operate.
  • Debtor-in-Possession (DIP): A company that continues to operate its business while going through Chapter 11.
  • Automatic Stay: A court order that immediately stops creditors from collecting debts or taking action against a company once it files for bankruptcy.
  • Plan of Reorganization: The roadmap for how a company will restructure its debts and emerge from bankruptcy.
  • Distressed M&A: Buying assets or companies that are in financial difficulty — often through a Section 363 sale in bankruptcy.